STEPHEN A. GENTES was born in Providence, Rhode Island, August 30, 1950, and was admitted to the California Bar in 1976 and the Arizona Bar in 1977. He was educated at the University of California at Los Angeles (B.A., 1972) and Hastings College of Law, the University of California (J.D., 1976). Mr. Gentes is rated "AV" by the Martindale-Hubbell Law Directory, and is a member of the San Diego County Bar Association, the Association of Southern California Defense Counsel, the San Diego Defense Lawyers Association, and the Association of Business Trial Lawyers of San Diego. Previously, Mr. Gentes served as Assistant General Counsel for U-Haul International, Inc. Mr. Gentes was previously an adjunct professor of accounting ethics at the University of California, San Diego. His specialties include products liability litigation, personal injury litigation, insurance defense litigation, and professional liability litigation.